Privacy Policy

Caeleigh Gibbs · Last updated October 1, 2026

This Privacy Policy explains how Caeleigh Gibbs, doing business as Gibbs Life, ("I", "me", "my") collects, uses and protects your personal information when you use this website or request a life insurance quote.

1. Who I am

I am an independent licensed life insurance agent based in Indiana. This website is my own. It is not a government program and it is not operated by an insurance company.

Caeleigh Gibbs, licensed life insurance agent
Gibbs Life
3825 N Delaware St, Indianapolis, IN 46205
Email: caelg.sales@gmail.com
Phone: (463) 201-3119

2. Information I collect

• Information you give me: your name, email address, phone number and the answers you enter on the quote form (for example age, gender, tobacco use, coverage amount, general health and your state).
• Consent record: when you agree to be contacted, I keep a record of the wording you agreed to, the date and time, your IP address and your browser type.
• Technical information: IP address, approximate location (state level), device and browser type, your device's time zone (so automated texts and emails are not sent at night your time), the page you arrived from, and cookies or similar technologies, including advertising pixels that measure how my ads perform.

3. How I use your information

• To prepare and discuss your life insurance quote with you.
• To contact you by phone, email and, where you have agreed, text message about your quote request.
• To confirm that your phone number is real and belongs to you, and to prevent spam and fraud.
• To measure and improve my advertising and this website.
• To meet my legal and regulatory obligations as a licensed agent.

4. Text messaging

Text messaging is optional. I text you only after you agree to it, for example by ticking the optional text message box on my contact form, which reads: "Yes, I would like to receive text messages from Caeleigh Gibbs about my inquiry at the mobile number above. Message frequency varies. Msg & data rates may apply. Reply HELP for help, STOP to opt out. Consent is not a condition of purchase." My quote forms show consent wording under the submit button, and you agree by tapping it. It reads, for example: "By tapping “Get My Quote”, I agree to receive calls and texts, including automated texts, from Caeleigh Gibbs about my quote. Not required to buy. Msg frequency varies; msg & data rates may apply. Reply STOP to opt out." I keep a record of when and how you agreed.

• Messages are about your inquiry or quote request, for example confirming I received it, arranging a call and answering your questions.
• Message frequency varies. Message and data rates may apply.
• Reply STOP at any time to stop receiving text messages. Reply HELP for help, or email caelg.sales@gmail.com.
• Consent to receive text messages is not a condition of buying any product or service.
• I do not sell or share your SMS opt-in data or personal information with third parties for marketing purposes. No mobile information will be shared with third parties, affiliates or lead generators for marketing or promotional purposes. Text messaging opt-in data and consent are never shared with any third party, other than the service providers that deliver the messages on my behalf.

5. Who I share information with

I do not sell your personal information. I share it only with:

• Verity Growth, the software company that builds and hosts this website and my lead dashboard. It stores your information on my behalf, delivers it to me, sends my follow-up messages, and keeps a record of the texts and emails exchanged between us (including your replies) so I have one place to see our conversation. Its own policy is at app.veritygrowthleads.com/privacy.
• Service providers that help me run this website and contact you, such as website hosting (Cloudflare), phone number verification (Twilio, Trestle), email, phone and text message delivery (Twilio, Resend), and ad measurement (Zernio, which passes limited information to Meta in hashed form). They may use your information only to provide those services to me.
• Insurance companies, when you ask me to obtain a quote or submit an application for you.
• Advertising platforms such as Meta, which receive limited, hashed information so I can measure how my ads perform. This never includes text messaging consent.
• Authorities, where the law requires it.

6. How long I keep it

I keep your information for as long as needed to handle your request and to meet the record-keeping rules that apply to licensed insurance agents, then delete or anonymize it.

7. Your choices and rights

• Reply STOP to any text message, or use the unsubscribe link in any email, to stop those messages. Opt-outs take effect right away, and in any case within 10 business days.
• You can ask me what personal information I hold about you, ask me to correct it, or ask me to delete it, by contacting me using the details above.
• Depending on the state you live in, you may have additional rights under state privacy laws. I will honor any rights that apply to you.
• You can block or delete cookies in your browser settings.

8. Security

Your information is sent over an encrypted connection and stored with reputable service providers. No method of transmission or storage is completely secure, but I take reasonable steps to protect your information.

9. Children

This website is intended for adults. I do not knowingly collect information from anyone under 18.

10. Changes

I may update this policy from time to time. The date at the top shows when it was last changed.