Terms of Use

Caeleigh Gibbs · Last updated October 1, 2026

These Terms apply to your use of this website, which is operated by Caeleigh Gibbs (Gibbs Life), an independent licensed life insurance agent based in Indiana. By using this website you agree to these Terms.

1. What this website does

This website tells you about my services and lets you contact me or request a life insurance quote. My quote pages are advertisements. This website is not a government program, and it is not an insurance company. Sending a form does not create an insurance policy or any obligation to buy.

2. Quotes and eligibility

Any prices shown or discussed are estimates only. Coverage, rates and eligibility depend on your age, health and other factors, and are decided by the insurance company. Coverage begins only when an insurance company approves your application and issues a policy.

3. Your information

You agree to give accurate information and to submit only your own name, email address and phone number. How I handle your information is explained in my Privacy Policy.

4. Text messaging terms

• Program: inquiry and quote follow-up messages from Caeleigh Gibbs. If you agree to receive text messages (for example by ticking the optional text message box on my contact form), I will text you about your inquiry, for example to confirm I received it, to arrange a call and to answer your questions. You will get one confirmation text when you opt in.
• Frequency: message frequency varies.
• Cost: message and data rates may apply.
• Opt out: reply STOP at any time. You will receive one confirmation message and no further texts.
• Help: reply HELP for help, or email caelg.sales@gmail.com or call (463) 201-3119.
• Consent to receive text messages is not a condition of buying any product or service.
• Carriers are not liable for any delayed or undelivered messages.
• Your mobile number and text messaging consent are never shared with or sold to third parties, affiliates or lead generators for marketing. See the Privacy Policy.

5. Acceptable use

You agree not to misuse this website, including submitting false information, submitting someone else's details without their permission, or attempting to interfere with how the website works.

6. No warranty

This website is provided "as is". I work to keep it accurate and available but do not guarantee that it will be error-free or uninterrupted.

7. Limitation of liability

To the fullest extent the law allows, I am not liable for indirect or consequential losses arising from your use of this website. Nothing in these Terms limits any rights you have under insurance or consumer protection law.

8. Governing law

These Terms are governed by the laws of Indiana and applicable United States federal law.

9. Contact

Caeleigh Gibbs, licensed life insurance agent
Gibbs Life
3825 N Delaware St, Indianapolis, IN 46205
Email: caelg.sales@gmail.com
Phone: (463) 201-3119